As 2020 comes to a close (thank goodness!), it is easy to get caught up in all of the holiday excitement and running around that you forget about your dental insurance. If you have dental insurance coverage, you have been paying a premium out of pocket each month. When added up, those monthly payments come out to a significant amount of money – and you don’t want to waste it!
If you have dental insurance, it is vital that you understand your dental coverage. Dental insurance plans typically offer coverage for one calendar year. That means that from January 1 – December 31, you will receive benefits under your current policy. However, when a new year rolls around, your dental coverage will start over. If you do not use your coverage by the end of the year, it will be lost because there is no rollover with your dental insurance.
Most dental insurance plans provide benefits that cover dental care within the cost of $1,000 – $1,500 per person. (You will, of course, want to check your own personal policy to determine your exact coverage.) This coverage typically applies toward two routine dental cleanings and exams in one year and 50% – 80% coverage on dental work.
Right now is the optimal time to make dental appointments for yourself and your family. There is still plenty of time left in 2020 to use your dental coverage benefits. When you think of all the money you have spent on monthly premiums towards dental insurance, you want to get your money’s worth out of those payments! Your dental insurance coverage provides you a built-in method of maximizing your dental coverage. Routine dental visits are designed to save you money in the long run because they help prevent oral health care issues that can be extremely expensive to treat.
If you have been putting off dental visits, please make them a priority now. Not only can delaying dental cleanings and exams result in more extensive – and expensive – procedures, but you will also waste your money in the process.
Contact Mansouri Family Dental Care & Associates today to schedule your family’s appointments. We are here to help you get the most out of your smile.